SBI Recruitment Credit Analyst

State Bank of India invites Online application from Indian citizen for SBI Recruitment Credit Analyst, sbi recruitment junior associate 2020,  on regular basis. Candidates are requested to sbi recruitment 2020 apply online for the mentioned post for sbi recruitment junior associate 2020, sbi so recruitment 2020 and sbi specialist officer recruitment 2020.

SBI Recruitment Credit Analyst 20 Posts

Get the latest government notifications from SBI jobs for graduates, SBI job vacancy for Postgraduates, Diploma, Engineering graduates, Other graduates can also apply for sbi bank jobs after 12th.. The details of the job are described below.

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SBI Recruitment Credit Analyst,

Important Dates:

sbi recruitment 2020 apply online Details of Post – SME Credit Analyst – 20 posts

SBI Recruitment 2020 notification for the vacancies for SBI Recruitment 2020 SME Credit Analyst 20 Posts.

Candidates with qualifications of MBA, PGDBM, PGDM, CA, Post Graduate can apply online for this SBI bank jobs till 13 July 2020.

Location of the job in SBI, Across India on regular basis.

Expected Salary 

₹42020- -₹ 51490

CA/ MBA (Finance) / PGDM (Finance) /PGDBM(Finance) or

equivalent post graduation degree (Two years full time regular course) from Recognized University/College.

Post Qualification Work Experience:

Minimum 3 years’ of post basic qualification work experience as on 01.01.2020 in a Bank/NBFC/PSU/FIs/Credit Rating Agency. Post qualification experience in high-value credit is a must.

Experience should be in appraisal/assessment of credit proposals of medium/large corporates.

Specific Skill for sbi recruitment 2020 apply online as on 01.01.2020:

Analysis of Balance Sheet / Appraisal of Credit Proposal, Credit Monitoring & follow up.

Job Profile & Description

− Carrying out of Due diligence on credit proposals assigned

− Timely completion of Review / Renewals as Appraiser, including Credit Risk Assessment proposals

− Securing maximum marks for the AMT in Credit Audit in Pre-Sanction

− Assisting Relationship Manager in achieving Budgeted growth in Advances for the AMT

− Assisting Relationship Manager in achieving Budgeted growth in Other Income for the AMT

− Adhering to Turn around Time for processing New / Existing proposals

− Ensuring ABS considered for the proposals are the same as filed with ROCs

− Ensuring achievement of satisfactory RAROC (Risk-adjusted Return on Capital) for each unit in the AMT

KRAs Responsible for

− Analysis and appraisal of credit proposal including

•   Ad hoc facilities/structuring/rehabilitation proposals
•   any other type of business or general proposal pertaining to the unit.

− Ensuring timely/review/renewal of credit limits.

Pre- Sanction Stage:

− Ensuring compliance of KYC norms.

− Updation of periodical due diligence reports as per RBI guidelines.

− Obtaining data/information from customers for the assessment and processing of the proposal.

− Interacting with key officials in the borrowing units for obtaining data/statements etc.

− Obtain and verify the legal search reports/ valuation reports for properties offered as Primary/Collateral securities.

− ROC Search at each sanction of the limits to the unit.

− Arranging for compilation/updation of opinion reports and CIRs.

− Undertaking pre-sanction visits.

− Appraising of credit proposals and CRA.

− Arranging for D & B/Credit Reports and their scrutiny, wherever required.

− Obtaining external credit ratings of the customers.

− Providing support to the Relationship Manager for making presentations of credit proposals to the Sanctioning Authorities.

− Credit-related notes like RMD deviations/any other deviations, concession etc

   or non-business/proposals to competent authorities.

How to Apply:

Candidates should have valid email ID which should be kept active till the declaration of result. It will help him/her in getting call letter/ Interview advices etc. by email.

i. Candidates will be required to register themselves online through the link available on SBI website and pay the application fee using Internet Banking/ Debit Card/ Credit Card etc.

ii. Candidates should first scan their latest photograph and signature. The online application will not be registered unless the candidate uploads his/her photo and signature as specified on the online registration page (under ‘How to Apply”).

iii. Candidates should fill the application carefully. Once the application is filled in completely, the candidate should submit the same. In the event of candidate not being able to fill the application in one go, he can save the information already entered.

When the information/ application is saved, a provisional registration number and password is generated by the system and displayed on the screen.

Candidate should note down the registration number and password. They can re-open the saved application using registration number and password and edit the particulars if needed.  This facility of editing the saved information will be available for three times only.

Once the application is filled completely, the candidate should submit the same and proceed for online payment of a fee.

iv. After registering online, the candidates are advised to take a printout of the system generated online application forms for sbi recruitment 2020 apply online.

To Apply for the job posting for SBI Recruitment 2020.  Please click on the Apply Now button below.